An assistant relationship manager is responsible for credit appraisal of the corporates and client servicing.
An ARM is responsible for execution of end to end set processes such as financial analysis, note-making, documentation etc. for the transactions under the guidance of the Relationship Manager.
ARM also assists the Relationship manager in Client servicing and portfolio management.
ARM is also responsible to understand cross-sell retail liability asset products to clients. ARM is also responsible for generating new leads under the guidance of RM.
Key Deliverables
Credit Appraisal: AssistantRelationship manager is expected to understand in detail the clients business,financials and prepare quality appraisal note in collaboration with the risk management team.
Documentation: ARM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. ARM is also expected to complete post-disbursement the documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
Portfolio management: Assist the Relationship Manager in managing a high-quality portfolio of corporate clients
Support the relationship Manager in achieving business targets, acquiring and onboarding new clients
Understand cross-sell various retail asset-liability products to capture the entire ecosystem of corporate clients
Key Skills
Understanding of financial statements such as Balance sheet, PL A/c Cash flow statements
Knowledge of computation of key financial ratios
Knowledge of basic Banking products
Communication and presentation skills
Basic working knowledge of Word, Excel, and PPT
Competencies
Collaboration (Forgesunderstanding with others and carries others along, considers the impact on the organization, not just own targets/metrics, and acts accordingly)
Passion (Constantlyraises the bar for self team, has a strong execution bias, takes initiatives even in the face of significant difficulties)
OrganizationCapability (Builds structures, systems and processes to support strategy,focuses on productivity as a business lever, sets personal example in driving quality for achieving world-class service delivery)
Qualification Experience
CA / MBA Finance with 0 - 5 years of relevant experience
Hiring criteria
You should have or be completing the following to apply for this opportunity.
Entry pathway
Degree or Certificate
Minimum Level of Study
Bachelor or higher
Study Field
B
Accounting
Commerce
Finance
Business Administration & Management
Graduate Success Stories
Graduate stories
Analyzing and interpreting financial statements is an essential skill needed along with the use of Microsoft Excel. Being able to write professional emails and getting your work done is also important.
Just having a good degree is no longer enough to secure that all-important graduate offer in today's world. Getting work experience is an essential aspect of starting your career as a young graduate.